$show=home

Welcome to Svtuition

Free Online School with 5000+ contents as study material which can watch, read and learn anyone, anywhere.

Start your studies

$show=home


Science Classes




Basic Sciences






Computer Science

                                   

Personal Finance 

Money Making

Investment  

Finance Data Analysis

Corporate Finance 

Finance Services

Public Finance

Taxation
                                   





/fa-fire/ Latest Contents$type=three$cate=0$va=0$show=home$c=3$m=0$rm=0$s=0

$show=home

"Thank you sir you did a good job for students through Svtuition. I have learn many things"

S.U. Rahman

"First time I have so happy to find Svtuition I spent a lot of time searching for my problem now I have finally understood the concept at Svtuition"

Anonymous

"All doubts clear sir.Svtuition is a very good teacher.thanks"

Sathyam Guha

"Sir I am learning through your website and I am really grateful to you for taking out your time to teach us in Svtuition."

Himansh

"Svtuition is very usefull to me ....today i have learn great things at Svtuition....very usefull tips provide for me.....today i have to start my own learning experience through this website.......Thanks bro....God Bless U. "

Jeevan Kumar

"Nice👌 and informative Site, Keep doing the good work "

Divyanshu

/fa-fire/ Science$type=three$cate=0$va=0$show=home$c=6$m=0$rm=0$s=0

$show=home

Learn Financial Freedom Step by Step

Which is Better Fixed Deposit or MIS?

 If you want to invest without any risk of your investment, both Fixed deposit and MIS are good. Fixed deposit means, you go to bank and deposit your specific money whether 10,000 or 10,00,000 for 1 year or 5 year or 10 years and you will get money with interest on its maturity. 

MIS is also a type of fixed deposit where you will get its return in the form of interest every month. Both are good but which is better, it depends on lots of factors 



1. Your Goal

If your goal is to increase the value of your Fixed deposit, FD is good because, when you get it monthly, it may use for buying any product or service which does not generate any income. So, your total investment will not increase. So, at a time, fixed deposit is better than MIS fixed deposit

If your goal is to support your business monthly expenses or you want to retire, then MIS fixed deposit is better than your fixed deposit

Why

Monthly expenses are the blood line of business

Suppose, you are doing online business, 

you want to tension free its internet bills, electricity bills and other domain bills, you have extra fund. Fixed deposit and every month interest, you will get and pay all expenses. 

If you want to become retire and enjoy your life. MIS fixed deposit is best option because want to consume as monthly interest as monthly pension.

2. Where You Want to Invest

If you want to invest big like real estate investment or buying big vehicle, you need to invest in fixed deposit instead MIS

If you want to invest small things monthly basis, MIS is best. 

Understand it with example

Suppose, if you have fixed deposit 

Rs. 5,00,000 and its 1 year interest @6.75% = Rs. 33750

Rs. 5,00,000 and its 2nd year interest @6.75% = Rs. 33750

Rs. 5,00,000 and its 3rd year interest @6.75% = Rs. 33750

-------------------------------------------------------------------------------------

Now, with three years interest = Rs. 101250

================================================

With this, you can buy electric motor cycle and free from petrol. 

So, Fd is better

but if you want to buy Small reta and cement for plaster or doing such things

Rs. 5,00,000 and its 1 month  interest @6.75% = Rs. 2812

is enough

Related 

How to Master of Your Money

COMMENTS

On this page

 📘 Master Tally with Ease! 

📘 Unlock your accounting potential with "Tally Made Easy." 

 Shop directly from our online store and message us on WhatsApp for orders! 

 👉 Visit Now:

Also available on: - Google Play Store - Amazon

$type=blogging$show=https://www.svtuition.com/p/ashwani-kumar.html$c=100$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/chanakya.html$c=10$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/ashwani.html$c=100$a=hide$s=hide$comment=hide$label

$type=blogging$show=https://www.svtuition.com/p/ashwani.html$c=40$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/ashwani.html$c=100$a=hide$s=hide$comment=hide$label

$type=blogging$show=https://www.svtuition.com/p/ashwani.html$c=40$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/rajesh-kumar-teacher.html$c=40$a=hide$s=hide$comme

$type=blogging$show=https://www.svtuition.com/p/ashwani.html$c=100$a=hide$s=hide$comment=hide$label

$type=blogging$show=https://www.svtuition.com/p/om-parkash.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/surinder-singh.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/surinder-singh.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/surinder-singh.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/abhiraj-singh.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/nishant-arya.html$c=20$a=hide$s=hide$comment=hide

$type=blogging$show=https://www.svtuition.com/p/manish.html$c=20$author=hide$comment=hide

Tara Chand's Contents $type=blogging$show=http://www.svtuition.com/p/tara-chand.html$c=20

Ashok Kumar's Contents$type=blogging$show=https://www.svtuition.com/p/ashok-kumar.html$hide=author

Name

11th Class Maths,2,11th Class Physics,6,5th Class Maths,1,6th Class Science,9,Abhiraj Singh,1,Accountant,2,Accounting,14,Accounting Concepts,1,Accounting Course,4,Accounting Education,18,accounting equation,3,Accounting Formats,2,Accounting Scandals,1,Accounting Solutions,37,Accounting Videos in English,1,Accounting Videos in Hindi,9,Administration Skills,2,agriculture,2,Air,7,Algebra,11,Amazon,7,Answer the Questions and Become Master,23,App,6,Applied sciences,3,Aptitude,1,Artificial Intelligence,2,Ashok Kumar,5,B.Com Maths,9,Balance Sheet,8,bank,60,Banking,37,Banking Dictionary,1,Become Rich in India,25,bengali,4,Best Teachers Rewards,1,BHIM,3,Biology,6,Black Money,1,Bodybuilding Education,5,Bond,4,Budget,2,Business,13,Business Dictionary,3,Business Education,11,Business Environment,2,Business Mathematics,8,Business Skills,1,Business Solutions,1,C++,1,CA,1,Calculus,1,cameras,2,Canara Bank,3,Canva,1,capital,1,car,1,Car Driving Course,57,Care of pet,1,Career Solutions,12,carpentry,14,cartoon,1,Cattle Domestication Skill,3,Cattle Domestication Skill,1,CDSL,4,Charity,1,chemistry,3,circle,2,Class 1 English,1,class 1 Maths,1,Class 10 Maths,11,Class 2 Maths,1,Class 5 Maths,2,Class 6 Maths,1,Class 7 Maths,1,Class 8 Maths,17,Class 9 Maths,1,Commerce,4,commodity market,1,Communication,5,Computer,28,Computer Basics,30,Computer Data Storage,1,Computer Dictionary,2,Computer Hardware,11,Computer Networking,12,computer science,5,Computer Software,17,Computer Solutions,1,Construction Skills,25,cooking education,25,Cooking Skills by Ashwani,57,Corporate Accounting,17,Corporate Law,5,corporate Scandals,1,cost,2,cost accounting,13,Credit Card,7,CSE,1,css,11,Currency,2,Current Affairs,2,curtain,1,Dailymotion,1,Debit Card,1,DEMAT Account,13,depreciation,2,determinant,3,Domain Name System,4,Dr. Mathura Das,5,Dr. MD Swatanter,1,drawing,1,Dreams,19,Driving Education,1,e-accounting,1,Earn from eBooks,14,Earn Money,28,Earning,2,eBooks,10,Economics Education,33,Education,14,Education Solutions,12,Electric Cycle,4,Electric Scooter,1,Electrical engineering‎,28,Electrical Skills,19,Electrical Skills by Ashwani Kumar,12,Electronics,4,Email,2,Energy (physics),10,Engineering,2,English,23,Examination,3,Facebook,2,Failure,4,Finance,120,Finance Education,45,Finance Solutions,9,financial,3,Financial Accounting,28,Financial Service Providers,2,FIR,7,Focus on Study,8,Football,1,Forex,2,Forex Trading Skills,2,Free Maths Tools,1,Fundraiser,1,Gambling,10,Gambling Addiction,4,Gardening Skills,19,Gas,1,Gaupalan,5,Geometry,3,gold,5,Goldsmith,35,Google,2,Google Admin,3,Google AdMob,2,Google Adsense,2,Google Blogger,7,Google Meet,1,Google Pay,4,Google play Console,6,Google Play Store,8,Gravity,4,GST,2,Guest Writers,3,Gurpreet Singh,14,Habits,4,HDFC,1,HDFC Bank,1,Health Education,16,Heat,2,Help,3,Hindi Language,3,History,2,Home Building,10,Home Maintenance amp; Repair,5,Home Remedies Course,75,HR Management,11,HTML,9,Income Tax,1,Index Number,3,India,15,India Post Payments Bank,7,Indian Festivals,5,Indian Language,1,Influencer marketing,1,Infolinks,5,Inspiration,26,inspire,2,Instagram,2,insurance,4,intelligence,1,Interest,6,internal audit,2,International Finance,1,Internet,43,Internet Forum,1,Investment,32,Irrigation,1,Javascript,3,Jobs amp; Careers,5,Journal,1,journal entries,5,journal entry,3,Kenya,1,Knot Skills,1,Krantikari(Company),1,Laptop Basics,7,Law Education,26,Law Solutions,2,Learning,8,Lecture,2,Legal Document,2,Legal Education,15,Letter Formats,2,LIC,2,Light,7,Limit,2,Linear algebra,5,Linear Programming,12,Loan,3,magnet,8,Malaysia,2,Management Accounting,17,Management Education,17,Management Solutions,1,Manish Khurana,4,Marketing Education,11,Mathematics Education,134,Maths,1,Maths by Ashwani Kumar,35,matrices,43,MCAT,1,Mechanical Skills,3,Medical and Surgery Education,1,Memories,2,Mobile,19,Mobile Software,17,motivation,42,Motorcycle Mechanic Skills,8,MS Excel,12,Music Skills,3,Mutual Funds,5,Nepal,1,Nepali Language,1,Net Banking,1,Network addressing,2,Nigeria,1,Nishant Arya,11,Om Parkash,11,Online,1,Online Teachers Support,2,organisation,1,Other,15,Pakistan,1,Payment Service Providers,17,Payoneer,1,paypal,12,paytm,10,PayU,3,PERSONAL DEVELOPMENT,1,Personal Finance,13,Philippines,2,Photography,1,Photoshop Software,5,PHP,1,physics,60,Picture,1,Plumbing Education,9,PNB,4,Political Science,3,Polynomial,9,positive thinking,1,Post Office,6,Probability,9,Prof. Ashwani Kumar,3,Profiles,1,Profit,1,Programming Language,13,Property Dealing Skills by Surinder Singh,5,provision,1,Publishing,1,Punjabi Language,4,Quiz,3,Railway Exam,2,Railway Technical Exam,2,Rajesh Kumar,34,RBI,3,real estate,10,Reasoning,2,rectification,1,rectification of errors,1,Relationships amp; Family,3,Religious Studies,7,Result,2,Sahas,3,Sales Tips,4,Sanskrit,10,Saudi Arabia,1,Saving,14,SBI,11,School Accounting,2,science,86,Science Education,63,Science Quize,1,Science Tests,7,Secrets of Failure,2,Security,2,Self Identity,1,Self-Learning,8,Share Market,49,Share Market Dictionary,8,Shiv Kumar Shabdra,1,Silversmith,4,Singing Skills,20,Singing Skills by Surinder Singh,7,Skating,1,Slideshow,1,Social Media,3,social science,5,Solution,5,Sound,5,Space Science,6,Special Days,1,Spiritual Education,12,Sports,7,Start Own Business,12,Statistics,12,Statistics Education,4,stock,3,Stock Market,4,Stories,2,Story,1,Students,5,Success,16,Surinder Singh,18,svtuition,4,Tablet Education,7,Tailoring Skills,4,Tally,71,Tally Solutions,9,Tally.ERP 9,92,TallyPrime,9,Tara Chand,14,tax,9,Tax Solutions,9,teaching,7,Teaching by Chanakya,2,Teaching Education,18,Teaching Skills,1,Teaching Stories,1,Tech by Ashwani,8,Tech Simplify,20,technical education,3,Telecommunication,1,Test,9,Testimonials,3,Time Management,2,Time series,3,Travel,10,Trigonometry,7,tuition,4,TV Shows,4,UK,2,USA,1,variance analysis,3,VAT,1,vector,22,Video,31,Video Creation Skills,1,Video Editing,4,Video on Demand,1,VideoPad Video Editor,1,videos,180,Vocational Education,19,Volume,1,Water,8,Wealth,36,Weather,3,Web design,5,Web Hosting,7,Web Software,3,website,23,Website earning,1,Welding Skills,2,WhatsApp,8,Wife,1,Wifi,9,Window Movie Maker,1,Wordpress,6,working capital,1,Writing,1,written Communication,2,Yono App,2,Yono Cash,1,You can Become Rich Also,5,Youth,9,youtube,21,YouTube Studio skills,1,YouTube Tutorials,7,zigopay,1,
ltr
item
Svtuition: Which is Better Fixed Deposit or MIS?
Which is Better Fixed Deposit or MIS?
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzlTm2zAh03-UtwGAHPQGW5EzwCp-G8ZEymh4uvY1o-eBT6ujbEQaNX7eflIf55PDds35LV8M1EHlXrqZUqyzvWA7JGh6OoQO68XRb42aCmr3R15txpdQTYM6gi8_QRNLMgj_1fh6irrPcDRA9XkPcDRAkpp6IMTcqj-5mW9NmMHkfRq7jfyx-MbnUOg/w426-h284/goal.png
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzlTm2zAh03-UtwGAHPQGW5EzwCp-G8ZEymh4uvY1o-eBT6ujbEQaNX7eflIf55PDds35LV8M1EHlXrqZUqyzvWA7JGh6OoQO68XRb42aCmr3R15txpdQTYM6gi8_QRNLMgj_1fh6irrPcDRA9XkPcDRAkpp6IMTcqj-5mW9NmMHkfRq7jfyx-MbnUOg/s72-w426-c-h284/goal.png
Svtuition
https://www.svtuition.com/2023/01/which-is-better-fixed-deposit-or-mis.html
https://www.svtuition.com/
https://www.svtuition.com/
https://www.svtuition.com/2023/01/which-is-better-fixed-deposit-or-mis.html
true
3065238051582539150
UTF-8
Loaded All Posts Not found any posts VIEW ALL Reply Cancel reply Delete By Home PAGES Contents View All RELATED CONTENTS FOR YOUR LEARNING Topic ARCHIVE SEARCH ALL POSTS Not found any post match with your request Back Home Sunday Monday Tuesday Wednesday Thursday Friday Saturday Sun Mon Tue Wed Thu Fri Sat January February March April May June July August September October November December Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec just now 1 minute ago $$1$$ minutes ago 1 hour ago $$1$$ hours ago Yesterday $$1$$ days ago $$1$$ weeks ago more than 5 weeks ago Followers Follow THIS PREMIUM CONTENT IS LOCKED STEP 1: Share to a social network STEP 2: Click the link on your social network Copy All Code Select All Code All codes were copied to your clipboard Can not copy the codes / texts, please press [CTRL]+[C] (or CMD+C with Mac) to copy