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- Rajesh Kumar
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- Silversmith
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- Singing Skills by Surinder Singh
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Learn Financial Freedom Step by Step
Even middle class knows the importance of saving small money and know how to save and where to save, they still do not save the money. I researched on it and I find following reasons.
1. Not Give Value to Small Saving
First and main reason is not giving the value of small saving. They start thinking negative. They says
If I save Rs. 100 per month for my kid of 8 years and after 10 years it will become about Rs. 10,000 but I need Rs. 2 to 5 Lakh for his study. Due to this, they stop their saving and spend all the money.
If they start to think positive, they can save more
a) They have to think even, they have saved low money like Rs. 10,000 but with this small money, they can also catch the big opportunity. There lots of things which he can get at small money and sell at big rate.
b) Sometime people are in debt, if you have small money, you can invest same money to buy their property at cheap rate and sell at high profit.
c) If you can save small money, you become habitual and you can save big money with this.
Always foc
2. Low Confidence due to Ignorance about Compound Effect
They do not understand the effect of compound. Here, compound means compound interest. They forgot it. In above example, middle class person can see only Rs. 10,000 after 10 years with his saving of Rs. 100 per month.
They forgot, he will get compound interest on it.
Suppose compound interest is 5% annual
End of one year
1200 + interest 60 = 1260
Now, you will get interest on interest in second year
1260 + 1200 + 2460 * 5% - Rs. 123 = 2583
Now, you will get interest on interest in 3rd year
3. They Never Make Good Plan
Middle class people thinks always today life. That is great but they never make the good plan to manage future big expenses.
They never think
how to manage big fees of their kids in college
how to manage the bill of marriage of their kids
how to survive retirement life
how to give medical bills if they face any accident.
If they start to think, they can start to plan of saving
4. They Increase Useless Expenses
All middle class people wants to live in comfort life. For this, they took loan and captured in paying its compound interest. They buy ac, cooler, freeze pressure cooler exhaust and tv led. They waste money and do not make budget.
5. They Think like Middle Class
They think like middle class. They never think like rich people. That is reason they will become middle class all the time and never start saving of money.
Download Saving MADE Easy eBook
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Who is business magnate?
business magnate is person who is successful business or investor. With his brain and skills, same person has collected big wealth and con...
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- 11th Class Maths
- 11th Class Physics
- 5th Class Maths
- 6th Class Science
- Abhiraj Singh
- Accountant
- Accounting
- Accounting Concepts
- Accounting Course
- Accounting Education
- accounting equation
- Accounting Formats
- Accounting Scandals
- Accounting Solutions
- Accounting Videos in English
- Accounting Videos in Hindi
- Administration Skills
- Air
- Algebra
- Amazon
- Answer the Questions and Become Master
- App
- Applied sciences
- Aptitude
- Artificial Intelligence
- Ashok Kumar
- B.Com Maths
- Balance Sheet
- bank
- Banking
- Banking Dictionary
- Become Rich in India
- bengali
- Best Teachers Rewards
- BHIM
- Biology
- Black Money
- Bodybuilding Education
- Bond
- Budget
- Business
- Business Dictionary
- Business Education
- Business Environment
- Business Mathematics
- Business Skills
- Business Solutions
- C++
- CA
- Calculus
- cameras
- Canara Bank
- Canva
- capital
- car
- Car Driving Course
- Care of pet
- Career Solutions
- carpentry
- cartoon
- Cattle Domestication Skill
- Cattle Domestication Skill
- CDSL
- Charity
- chemistry
- circle
- Class 1 English
- class 1 Maths
- Class 10 Maths
- Class 2 Maths
- Class 5 Maths
- Class 6 Maths
- Class 7 Maths
- Class 8 Maths
- Class 9 Maths
- Commerce
- commodity market
- Communication
- Computer
- Computer Basics
- Computer Data Storage
- Computer Dictionary
- Computer Hardware
- Computer Networking
- computer science
- Computer Software
- Computer Solutions
- Construction Skills
- cooking education
- Cooking Skills by Ashwani
- Corporate Accounting
- Corporate Law
- corporate Scandals
- cost
- cost accounting
- Credit Card
- CSE
- css
- Currency
- Current Affairs
- curtain
- Dailymotion
- Debit Card
- DEMAT Account
- depreciation
- determinant
- Domain Name System
- Dr. Mathura Das
- Dr. MD Swatanter
- drawing
- Dreams
- Driving Education
- e-accounting
- Earn from eBooks
- Earn Money
- Earning
- eBooks
- Economics Education
- Education
- Education Solutions
- Electric Cycle
- Electric Scooter
- Electrical engineering
- Electrical Skills
- Electrical Skills by Ashwani Kumar
- Electronics
- Energy (physics)
- Engineering
- English
- Examination
- Failure
- Finance
- Finance Education
- Finance Solutions
- financial
- Financial Accounting
- Financial Service Providers
- FIR
- Focus on Study
- Football
- Forex
- Forex Trading Skills
- Free Maths Tools
- Fundraiser
- Gambling
- Gambling Addiction
- Gardening Skills
- Gas
- Gaupalan
- Geometry
- gold
- Goldsmith
- Google Admin
- Google AdMob
- Google Adsense
- Google Blogger
- Google Meet
- Google Pay
- Google play Console
- Google Play Store
- Gravity
- GST
- Guest Writers
- Gurpreet Singh
- Habits
- HDFC
- HDFC Bank
- Health Education
- Heat
- Help
- Hindi Language
- History
- Home Building
- Home Maintenance amp; Repair
- Home Remedies Course
- HR Management
- HTML
- Income Tax
- Index Number
- India
- India Post Payments Bank
- Indian Festivals
- Indian Language
- Influencer marketing
- Infolinks
- Inspiration
- inspire
- insurance
- intelligence
- Interest
- internal audit
- International Finance
- Internet
- Internet Forum
- Investment
- Javascript
- Jobs amp; Careers
- Journal
- journal entries
- journal entry
- Kenya
- Knot Skills
- Laptop Basics
- Law Education
- Law Solutions
- Learning
- Lecture
- Legal Document
- Legal Education
- Letter Formats
- LIC
- Light
- Limit
- Linear algebra
- Linear Programming
- Loan
- magnet
- Malaysia
- Management Accounting
- Management Education
- Management Solutions
- Manish Khurana
- Marketing Education
- Mathematics Education
- Maths
- Maths by Ashwani Kumar
- matrices
- MCAT
- Mechanical Skills
- Medical and Surgery Education
- Memories
- Mobile
- Mobile Software
- motivation
- Motorcycle Mechanic Skills
- MS Excel
- Music Skills
- Mutual Funds
- Nepal
- Nepali Language
- Net Banking
- Network addressing
- Nigeria
- Nishant Arya
- Om Parkash
- Online
- Online Teachers Support
- organisation
- Other
- Pakistan
- Payment Service Providers
- Payoneer
- paypal
- paytm
- PayU
- PERSONAL DEVELOPMENT
- Personal Finance
- Philippines
- Photography
- Photoshop Software
- PHP
- physics
- Picture
- Plumbing Education
- PNB
- Political Science
- Polynomial
- positive thinking
- Post Office
- Probability
- Prof. Ashwani Kumar
- Profiles
- Profit
- Programming Language
- Property Dealing Skills by Surinder Singh
- provision
- Publishing
- Punjabi Language
- Quiz
- Railway Exam
- Railway Technical Exam
- Rajesh Kumar
- RBI
- real estate
- Reasoning
- rectification
- rectification of errors
- Relationships amp; Family
- Religious Studies
- Result
- Sahas
- Sales Tips
- Sanskrit
- Saudi Arabia
- Saving
- SBI
- School Accounting
- science
- Science Education
- Science Quize
- Science Tests
- Secrets of Failure
- Security
- Self Identity
- Self-Learning
- Share Market
- Share Market Dictionary
- Shiv Kumar Shabdra
- Silversmith
- Singing Skills
- Singing Skills by Surinder Singh
- Skating
- Slideshow
- Social Media
- social science
- Solution
- Sound
- Space Science
- Special Days
- Spiritual Education
- Sports
- Start Own Business
- Statistics
- Statistics Education
- stock
- Stock Market
- Stories
- Story
- Students
- Success
- Surinder Singh
- svtuition
- Tablet Education
- Tailoring Skills
- Tally
- Tally Solutions
- Tally.ERP 9
- TallyPrime
- Tara Chand
- tax
- Tax Solutions
- teaching
- Teaching by Chanakya
- Teaching Education
- Teaching Skills
- Teaching Stories
- Tech by Ashwani
- Tech Simplify
- technical education
- Telecommunication
- Test
- Testimonials
- Time Management
- Time series
- Travel
- Trigonometry
- tuition
- TV Shows
- UK
- USA
- variance analysis
- VAT
- vector
- Video
- Video Creation Skills
- Video Editing
- Video on Demand
- VideoPad Video Editor
- videos
- Vocational Education
- Volume
- Water
- Wealth
- Weather
- Web design
- Web Hosting
- Web Software
- website
- Website earning
- Welding Skills
- Wife
- Wifi
- Window Movie Maker
- Wordpress
- working capital
- Writing
- written Communication
- Yono App
- Yono Cash
- You can Become Rich Also
- Youth
- youtube
- YouTube Studio skills
- YouTube Tutorials
- zigopay
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